YOUR MORTGAGE SHOULD NOT BE ONE-SIZE-FITS-ALL

The type of mortgage you use to finance your home influences how much you need for the down payment, whether or no you will need mortgage insurance, and how long it will take you to pay off your loan.

The best way to find out what mortgage is best for your home purchase is to get preapproved with a Epiq Lending loan officer. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.

LOAN PROGRAMS

See which loan program is best suited for you and your family.

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CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

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GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

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GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

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GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

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SPECIALTY

JUMBO LOAN

A loan for every lifestyle

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SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

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GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

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CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

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CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

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SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment

LEARN MORE
CONVENTIONAL

CONVENTIONAL LOAN

With low down payment options available

LEARN MORE
CONVENTIONAL

FANNIE MAE HOMEREADY

Flexible funding with down payments as low as 3%

LEARN MORE
CONVENTIONAL

FREDDIE MAC HOMEPOSSIBLE

More possibilities with down payments as low as 3%

LEARN MORE
GOVERNMENT

FHA LOAN

Available with down payments as low as 3.5%

LEARN MORE
GOVERNMENT

VA LOAN

100% financing for eligible Veterans, Reservists and Active Duty Personnel

LEARN MORE
GOVERNMENT

USDA LOAN

Available in designated rural and suburban areas

LEARN MORE
GOVERNMENT

203K RENOVATION LOAN

Turn the house you like into the home you love

LEARN MORE
SPECIALTY

JUMBO LOAN

A loan for every lifestyle

LEARN MORE
SPECIALTY

ALL IN ONE LOAN

Get financial flexibility and pay off your home loan faster

LEARN MORE
SPECIALTY

HOMEFUNDIT

Gifts from family and friends fund your down payment

LEARN MORE