PRIVACY POLICY

FACTS	What does Epiq Lending, LLC do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Credit history and Credit scores Mortgage rates and payments and Employment information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Epiq Lending, LLC chooses to share; and whether you can limit this sharing.

FACTS

What does Epiq Lending, LLC do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and Income
Credit history and Credit scores
Mortgage rates and payments and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Epiq Lending, LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Epiq Lending, LLC share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and service to you	No	We Do Not Share
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes - information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes - information about your creditworthiness	No	We Do Not Share
For nonaffiliated to market you	No	We Do Not Share

Reasons we can share your personal information

For our everyday business purposes-

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Epiq Lending, LLC share?

Yes

Can you limit this sharing?

No

For our marketing purposes-

To offer our products and services to you

Does Epiq Lending, LLC share?

No

Can you limit this sharing?

We Do Not Share

For joint marketing with other financial companies

Does Epiq Lending, LLC share?

No

Can you limit this sharing?

We Do Not Share

For our affiliates’ everyday business purposes -

Information about your transactions and experiences

Does Epiq Lending, LLC share?

No

Can you limit this sharing?

We Do Not Share

For our affiliates’ everyday business purposes -

Information about your creditworthiness

Does Epiq Lending, LLC share?

No

Can you limit this sharing?

We Do Not Share

For joint marketing with other financial companies

Does Epiq Lending, LLC share?

No

Can you limit this sharing?

We Do Not Share

Questions?

Call 844-857-5626 or email marketing@visionlendingservices.com

Who We Are
Who is providing this notice?	Epiq Lending, LLC

What We Do
How does Epiq Lending, LLC protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Epiq Lending LLC collect my personal information?	We collect your personal information, for example when you Apply for loan Give us your income information or give us your contact information Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law give you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does Epiq Lending, LLC

protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.

These measures include computer safeguards and secured files and buildings.

How does Epiq Lending LLC

collect my personal information?

We collect your personal information, for example when you

Apply for loan
Give us your income information or give us your contact information
Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law give you the right to limit only

sharing for affiliates’ everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies reacted by common ownership or control. They can be financial and non-financial companies. Epiq Lending, LLC is owned by CMG Financial Services. CMG Financial Services also owns CMG Mortgage, Inc. dba CMG Financial.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Epiq Lending, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Epiq Lending, LLC does not enter into joint marketing agreements.

Definitions

Affiliates

Companies reacted by common ownership or control. They can be financial and non-financial companies.

Epiq Lending, LLC is owned by CMG Financial Services. CMG Financial Services also owns CMG Mortgage, Inc. dba CMG Financial.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Epiq Lending, LLC does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Epiq Lending, LLC does not enter into joint marketing agreements.